Home-sharing companies like Airbnb, VRBO, and TripAdvisor Rentals have become popular lodging options for vacationers and business travelers. Homeowners who rent their living spaces on these websites can generate income. However, renting a home or apartment presents many risks for them too. While some home-sharing companies offer insurance, others do not. This may provide carriers an opportunity to structure unique forms of insurance to cover hosts during rental stays. In this article, Milliman’s Dana Ryan discusses the types of insurance policies home-sharing companies provide hosts and how insurance companies can benefit from this new line of business.